All car accidents are not the same. You might not need a car accident lawyer for minor car accidents but you may require one for a major car accident, especially if you were injured. Here are different scenarios where you might need a car accident lawyer:
1. When You Want to Better Understand the Terms of an Insurance Coverage
Just because a car insurance cover states it will compensate you after a car accident, it does not mean it will. You need to understand the various circumstances that are compensated and those that aren't. A car accident lawyer will give you a layman explanation of the terms of your car insurance cover, helping you know whether to sign up for it or not. Some car insurance companies may only tell you what you want to hear to land a client.
2. When You Get into a Major Accident
In most cases, a major car accident leads to injuries. Your insurance company is responsible for compensating you for your injuries and car damage. However, compensation is measured to the degree of severity of the injuries, impairment and car damage.
Car insurance companies may look at things like the extent of treatment that is reasonably necessary, an estimate of the length of your recovery time and whether your injuries will affect your income-earning ability and quality of life.
Insurance companies can, at times, consider these details lightly and fail to provide fair or full compensation. You need a personal injury lawyer to help you get the most out of your injury case.
3. When You Get into an Accident Involving Multiple Vehicles
In such a situation, insurance companies try to find out who was at fault to identify which insurance company is responsible for catering to compensation. This could result in a scenario where no insurance company is claiming responsibility. Hire a car accident lawyer so they can find out the details of the accident and find out who was at fault. Be ready to accept responsibility if you are found to be at fault.
4. When Your Car Insurance Company Is Refusing to Pay
You can also encounter a situation where your car insurance company is refusing to compensate you. Avoid escalating the issue by angrily demanding things or shouting at the company employees. Hire a car accident insurance lawyer; they will discover where the problem is and get you the compensation you need.
Share21 October 2020
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